Contractor Liability, Equipment Insurance and Builder’s Risk Insurance

The Cashiers Plateau of North Carolina and the surrounding area is growing, and general contractors and builders are leading the construction efforts to support that growth. But being in the construction industry comes with significant risk, so you need the right combination of reliable, affordable plans that include contractor liability insurance, contractor equipment insurance, and builder’s risk insurance.

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Insurance for General Contractors and Builders

Correll Insurance Group of Cashiers helps contractors and builders find comprehensive insurance plans specifically developed to protect their business, their staff, and their valuable equipment. Our affordable, reliable construction insurance plans include:

  • Contractor liability insurance. General liability insurance for contractors protects against injuries and property damage, and covers any legal costs that may arise if the contractor is found legally liable for an injury or problem.
  • Contractors equipment insurance. This insurance protects against any damage or loss to contractor’s equipment and tools, which may be a result of fire, flood, vandalism or theft. Contractors equipment insurance fills the gap where general commercial property insurance or commercial auto insurance plans may not apply.
  • Builder’s risk insurance. Also known as construction insurance, this coverage protects builders and their buildings from the variety of risks related to the project. If your building site experiences a fire, vandalism, theft, weather destruction, or other natural disasters, you and your construction business need to be protected from property loss and related expenses. Since builders can be held liable instead of the property owners, it is imperative to have a builder’s risk insurance plan to protect the builder during the construction process.

Custom insurance plans for your construction business

Contractors’ insurance plans can vary widely in price and coverage. At Correll Insurance Group of Cashiers, we work with you to understand your specific needs, including the risk and value of your specific projects and buildings, value of your equipment, whether you lease or own equipment, size of projects you undertake, and more.

Once we truly understand your specific needs as a general or independent contractor, we will shop for the insurance plans that meet those needs and your budget. We represent leading brands in construction insurance and, as independent agents, we can shop around to find the right insurance plan for your construction business.

We understand the business of general contractors and builders’ risk, and we’ll work with you to ensure you and your business are protected.

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Cashiers Insurance Agency has been a source for all of our insurance needs, both business and personal, for more than twenty years. They consistently strive to provide not just the best coverage and rates, but superior service as well. When you deal with CIA, it's like you're dealing with family!

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Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that has served the Carolinas for nearly 90 years. So you don’t have to choose between having a personal relationship with your agent and knowing they have access to world renowned markets. You’ll get both with Correll.


Cashiers Insurance Agency is a member of the Correll Insurance Group, working together to bring you the best in coverage.  Visit our corporate site to learn more.

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